Credit Card Casinos

There is no question that the internet has changed the way we live our lives, but maybe the most important change was the ability to make purchases on our computers. A whole new level of convenience was introduced, and while there was a lot of trepidation about giving payment information to companies through the internet, payment processing companies quickly found security protocols that put most people at ease.

Credit card companies reaped huge benefits from this, as there was no way to use cash over the internet to make purchases. In the early days of online payments, the credit card companies had a true monopoly, and while many new types of processors have entered the market, credit cards still have their seat at the table.

If you have a Visa, Mastercard, or American Express credit card, you can make transactions seamlessly at an online casino. Because major credit card companies are accepted on six continents, they are an excellent resource for making online casino transactions. Leading card providers are noted for security, meaning credit card casino deposits and withdrawals are safe.

Best credit card casinos

Credit cards are one of the most popular payment methods for online casinos because they provide excellent security, are easy to use, and most people have one. Furthermore, credit card casinos are the most common type of online gambling venue. In other words, 99% of all online casinos will allow customers to deposit and withdraw using a credit card. Here below you will find best of them according to our research

Rank Gambling Site Deposit Bonus Products Get Started
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Credit Cards payments

The online gambling industry was one of the first to accept payments via computers, so it is no surprise that credit cards played a huge role in the growth of the business in the early days. Without being able to use credit cards to accept payments, it is safe to say that we wouldn’t have seen the size of the industry that we saw in the early 2000s.

Credit cards have had a tough run over the years, especially in countries like the United States. As a way to curtail an offshore industry growing by leaps and bounds, the US government passed the Unlawful Internet Gaming Enforcement Act in 2006, making it illegal for American banks to process online gaming transactions. This was a big blow to banks and credit card companies, who had been charging clients up to 14% in fees for these gambling transactions. However, the industry continues to use credit cards, even in jurisdictions where it is prohibited. Now, with the introduction of regulated sports betting in the United States, it will be interesting to see what happens to UIGEA.

Just like the rest of the online payment industry, there have been many challengers to the credit card method of payment. While some have stuck around, many of the third-party suppliers still require people to fund those accounts with credit cards before the digital cash can be used for purchases.

Why Use Credit Cards at An Online Casino?

Credit cards remain the world’s favorite payment method for making purchases, both online and offline. Because they are widespread, most people have a credit card and know how to use it. For credit card online casinos, this means customers can easily set up their payments and make deposits and withdrawals with minimum fuss.

If you’re looking for an online casino to play games, choosing a credit card as your payment method will give you more choice. While rival payment methods like PayPal and Bitcoin are becoming more popular, they are still not available at all online venues. That’s not the case with credit cards, which are available widely and with few exceptions.

In fact, we don’t know of a multi-payment option casino that does not accept credit card transactions. This is a useful point because it means you don’t need to worry about adding multiple payment methods across all the online casinos you play at. You can just use a single credit card across all the gambling houses.

Best-Known Credit Cards

While several major credit card providers exist, there are three that are the best-known throughout the world; Visa, Mastercard, and American Express (AMEX). It is worth noting China UnionPay is the largest credit card provider in the world, but it is widely unavailable in most regions outside Asia. For global payment, Visa, Mastercard and AMEX reign supreme… especially in the online casino realm.

  • Visa

    The most widespread card payment platform in the world, Visa’s availability makes it an excellent choice for casino patrons. Wherever you in the world, you will have access to a Visa credit card.

  • Mastercard

    Mastercard is just as widely available as Visa and offers many of the same benefits. Like Visa, almost all online casinos support Mastercard as a deposit and withdrawal option.

  • AMEX

    American Express is a huge company with 110 million cards in distribution. However, it is not quite as common as Visa and Mastercard and is often viewed as a premium alternative. Nevertheless, AMEX is accepted at most online casinos.

Perhaps the most important thing to remember about the three credit card leaders is they all offer remarkably similar services. Each will have a comparable level of security and accessibility. However, it is worth shopping around to find a credit card that has the best promotions and deals.

Credit Card Policies at Online Casinos

Most people have a credit card and companies like Visa, Mastercard, and AMEX allow customers to spend their money how they want. That means playing at an online casino is perfectly within the terms and conditions of credit card companies. When signing up for an online casino, your credit card should be accepted without any problems.

However, some situations are different. For example, some countries don’t allow banking institutions to work with online casinos. The United States is the most notable, which means some credit cards issued in the US may not work with online casinos. It is worth pointing out this is a regulatory limitation and not imposed directly by credit card carriers.

Safety and Security of Credit Cards Online Casinos

Credit cards are very secure, provided you bank with one of the leading providers. If you have a Visa, Mastercard, or AMEX credit card, your online casino transactions will be protected. These companies are famous for their dedication to security, including encryption, anti-fraud, and identity protection measures.

When you use a credit card casino you will be greeted by multi-factor authentication (MFA). Essentially, your card carrier will send a unique code that you must enter to complete the transaction. This is an important feature because it means even if your card details are compromised no purchases can be made.

If the worst does happen and someone steals your card, Visa, Mastercard, and American Express have robust protocols in place. Firstly, the companies will freeze any transactions to prevent any unauthorized purchases. Secondly, these leading credit card companies will reimburse users for money lost.

Credit Card Casino Pros and Cons

Pros and cons
PROS
  • Accepted by most online casinos around the world.

  • Trusted and secure payment method.

  • Instant deposits.

  • Casinos often provide large bonuses for Visa deposits.

CONS
  • Withdrawals take several days to clear.

  • May not be available to US customers.

Benefits

Disadvantages

What Makes a Great Credit Card Casino Site?

There are thousands of online casino sites available to play these days, so finding the right one for your style of play is critical when determining your overall enjoyment. We outlined some of our favorite and most recommended sites that offer credit card payments earlier on this page. These sites all accept credit cards, but more importantly, they are leaders in the categories that we have listed here.

  1. Game Selection

    The type of games that a casino site offers is very important. There are many very different casino software suppliers in the market, and the top sites are those that pick and choose from the vendors to create lobbies with the best set of content. We look for sites that also offer the widest variety of slots and table games, as some sites can omit games we think are essential to overall player enjoyment.

  2. Bonuses and VIP Programs

    We have touched on this already in this article, but the promotions being offered by a site can often make the difference between a player trying the site once or staying a loyal player. We look for sites that offer the highest bonuses, but also those that have redemption rates that make it possible to actually earn some of these large figures. A great VIP program can go a long way in improving the bottom line of a casino player – we want to see sites that offer loyalty points in a tiered system that also rewards players with even more perks.

  3. Mobile Compatibility

    These days, you are more likely than ever to play your casino games via your phone or tablet. We review the mobile offering from every casino we look at to determine which are the most optimized for play on multiple devices. This includes reviewing any native apps a casino may offer to its Android or iOS users.

  4. Security and Reliability

    Finally, we want you to choose sites that are the most secure when it comes to protecting your funds and the integrity of the games. You should be looking for sites that are licensed in jurisdictions like Malta or the United Kingdom, both of which are very protective of casino players. In the absence of those licenses, you should at the very least be looking for sites that use software that is independently audited for integrity, so you know the games you are playing are set to play with the right math.

How to Deposit Using a Credit Card

Depositing money at an online casino that accepts credit card payments is simple and fast. You can get funds into your account in minutes thanks to instant transactions. When you are ready to make a deposit, you can use either use your PC, iPhone, or Android smartphone. All leading credit card companies have dedicated mobile apps.

Follow these steps to deposit into a credit card casino:

How to Withdraw Using Credit Card

Withdrawing money at a credit card casino is also simple and takes minutes. However, while the process is efficient, you will have to wait to receive the funds. In fact, credit card withdrawals typically take up to five days to clear into your banking account. Of course, that’s not ideal, but many casino patrons are willing to make the compromise for the undoubted security of credit cards.

Follow these steps to make a withdrawal from a credit card casino:

When are Credit Card Casinos Not a Good Idea?

For most casino patrons, credit cards are an ideal way to make deposits and withdrawals. However, for a subset of users, credit card casinos are not the answer. Gamblers who value transaction speed don’t like to use credit cards because withdrawals take days to arrive in their accounts. It’s a compromise you should consider when deciding which preferred payment method to use at a casino.

Credit Card Casinos Payment Alternatives

If you don’t want to wait around for days for a withdrawal to arrive, there are some alternatives. For example, e-wallets are increasingly supported by online casinos. PayPal is the most notable of these services, allowing deposits and withdrawals to clear instantly. PayPal casinos also have many of the main benefits in terms of security and access.

Bitcoin is also making its presence felt in the online casino world. The cryptocurrency is decentralized, so it provides some security perks, such as complete privacy. However, the Bitcoin casino market is still nascent, and many venues don’t support blockchain.

It is worth checking with your online casino if they support any of these Credit Cards alternatives:

  • Payment Method
  • Deposit Time
  • Withdrawal Time
  • Review
Neteller payment method
Instant
1-2 days
Skrill payment method
Instant
2-3 Days
Bankwirepayment method
1-3 Day
1 Week
Bitcoin payment method
up to 1 Day
up to 1 Day

How We Decide Payment Methods to List

The Future of Credit Card casinos

With the introduction of multiple pre-paid and third-party payment platforms, credit cards are being slowly pushed to the side when it comes to making deposits and withdrawals at online casinos. Today, the advent of cryptocurrency challenges the credit card companies even more.

However, there is no need to write a eulogy for the credit card just yet. The majority of transactions continue to come from direct credit cards, and even these crypto wallets need to be funded somehow…and guess who is there to help? You got it…credit card companies. While we see the need for modernization in the credit card processing world, and perhaps a drop in fees, we do not see this payment method going away anytime soon.

Conclusion

Credit card casinos are popular because people value the availability, security, and simplicity of using a credit card to make deposits and withdrawals. Whether its Visa, Mastercard, AMEX, or another major credit card provider, you will probably find your chosen online security accepts credit card transactions.

FAQS

Are credit card casinos common?
Yes, credit cards are probably the most frequent type of payment at online casinos. All major online casinos will support deposits and withdrawals made with a credit card.
Are Visa, Mastercard, and American Express the same?
Visa, Mastercard, and American Express are different companies, but they offer broadly the same features. However, each may have different offers available, so it’s worth shopping around. Furthermore, Visa and Mastercard are more widely available at online casinos compared to AMEX.
Are credit card transactions secure?
Paying at an online casino with a credit card is perhaps the most secure method you can use. Major credit card companies have robust security systems in place to protect your financial and personal information.
What are the downsides to credit card casino payments?
Credit cards tick most boxes, such as fast deposit times, high security, and availability. However, withdrawals from an online casino can take up to 5 days to appear in your credit account.

We would love to hear your feedback on using PayPal for your casino transactions, so please feel free to email us, and we’ll add your information to our review pages!